No Income Proof
Salaried, Self-employed or Business Owner - you are eligible for loan irrespective of your income.
Freedom to choose Insurance companies
You can buy your insurance from any partner insurance company or an insurance intermediary of your choice.
No early repayment fees
You do not have to pay any fee or charges for early repayment of your loan application.
You only need to sign a single document. We authenticate your identity digitally, at no cost to you.
Why Insurance Premium Financing ?
Low Insurance Penetration
India is characterized by very low levels of insurance penetration and density. The corresponding chart shows the extent of non-insurance among households and enterprises.
Upfront Insurance Premium
One of the key reasons for non-insurance in India is the inability to pay full insurance premium upfront, as is required for most policies.
Inadequate Insurance Coverage
Even among the insured, especially in healthcare, majority of the policyholders do not have adequate coverage.
Insurance Premium Financing (IPF) is a popular mechanism to buy insurance in many developing and developed countries. Individuals, households and enterprises who do not have adequate funds to pay insurance premiums upfront, obtain insurance covers by having the premiums financed. IPF is cost-effective, access-friendly and requires minimal documentation.
Number of Cities
Number of Business Associates
Number of lives impacted
Policies we finance
Finsall provides Insurance Premium Financing for the following policies
Project Details 2
Freedom to choose
You can buy your insurance from any partner insurance company or an insurance intermediary of your choice. Finsall is unbiased and shall have no say in selection of an insurance product, insurer or intermediary.
No proof of income. No security.
You are not required to furnish any proof of income, collateral security, personal guarantee or surety of any kind to avail the loan.
Competitive pricing. No early repayment fee. Easy repayments.
Our partners interest rates compare very well with the industry. Also, we do not levy any early repayment fee or charge. Loans are repayable in equal monthly,weekly and quarterly instalments.
Minimal documentation and Quick Response
You only need to sign a single document. We authenticate your identity immediately through digital means, at no cost to you.