About Us

Company Profile

India is a highly under-penetrated country in terms of insurance and most Indians are either un-insured or are under-insured.

One of the reasons for low levels of insurance outreach is customers' inability to pay full insurance premium upfront. As a result , people and enterprises suffer huge financial losses arising out of mishappenings most of which are insurable. Our objective is to make insurance accessible to individuals, households and enterprises.

With a view to encourage purchase of insurance policies by those who cannot pay insurance premiums upfront and require instalment facility, we have tied up with banks which provide loans to such customers. On the other hand we have partnered insurance companies in order to make financing of insurance premium a seamless experience for customers.

In order to reach out to the customers across the country, we have institutions and individuals as our channel partners. We are a resource organization which represents the lenders and manages the lending process end-to-end which includes customer acquisition & servicing, management of processes / data / documents and interface with various stakeholders for backend activities. Currently financing of insurance premium is carried through our Business Associates using a B2B mobile app. Shortly, customers shall be able to apply and transact online through our portal and B2C mobile app. We are not a bank or a NBFC or an insurance intermediary.

Number of Cities
Number of Business Associates
Number of lives impacted


Freedom to choose

You can buy your insurance from any partner insurance company or an insurance intermediary of your choice. Finsall is unbiased and shall have no say in selection of an insurance product, insurer or intermediary.

No proof of income. No security.

You are not required to furnish any proof of income, collateral security, personal guarantee or surety of any kind to avail the loan.

Competitive pricing. No early repayment fee. Easy repayments.

Our partners interest rates compare very well with the industry.Also, we do not levy any early repayment fee or charge. Loans are repayable in equal monthly,weekly and quarterly instalments.

Minimal documentation and Quick Response

You only need to sign a single document. We authenticate your identity immediately through digital means, at no cost to you.

Loan at your doorstep

You do not need to visit any office for loan disbursement. Our associates shall carry out all pre-loan transactions at the comfort of your home.

Our Lending Partners

Arthmate’s Nodal Officer

Mr. Hitesh Bhansali, Mamta Projects Pvt. Ltd., Room no 1528,15th Floor, Bengal Intelligent Eco EM-3, Sector-V, Salt Lake City Kolkata-700091 Email: statutory.compliance@arthmate.com Phone: +91-8336901719
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